

| New York Internet Point & Insurance Reduction Program I-PIRP For Mandatory 10% Insurance Reduction For 3 Years The mandatory 10% insurance premium reduction applies to all motor vehicles principally operated by the New York State Participant who completes the New York I-PIRP course. The discount can be applied to only one driver for each covered vehicle. If you complete a DMV approved motorcycle safety / accident prevention course, the reduction applies to the liability and collision insurance premiums for both your motorcycle and automobile. Any insured driver who is the principal operator and completes our New York State Approved Internet Point and Insurance Reduction Program Course will receive the discount. This includes youthful operators and drivers participating in assigned risk pool. If a youthful operator is already receiving a driver education discount, the I-PIRP discount might also be applied at the discretion of the insurer. The Insurance reduction program does not prevent general premium increases, or premium increases due to violations or accidents. It provides a 10% reduction for three years, from the base rate of your current liability, no-fault and collision premiums. |

| New York Internet Point & Insurance Reduction Program I-PIRP For Mandatory 10% Insurance Reduction For 3 Years Just Present The I-PIRP Certificate Of Completion To Your New York Car & Motorcycle Liability & Collision Insurance Provider, Or Agent, Within 90 Days Of Course Completion & The Reduction Will Begin Immediately Retroactive To The Date Of Course Completion. Present The Certificate More Than 90 Days After Course Completion & The Insurer May Issue The Premium Discount Effective From The Date Presented. New York Participants May Take The I-PIRP Course Once Every 36 Months To Maintain The Insurance Reduction Benefits. If you do not receive your certificate within eight weeks after completion of our New York State DMV approved I-PIRP course , immediately contact us at 1-800-800-7121. |

| So simple, everyone can do it ! |